Wage Garnishment

Draining Your Paycheck?
Get Help Now!

Are wage garnishments making it hard to pay your bills and buy essentials? Irina’s Tax is here to help. We act fast to stop garnishments by negotiating with the IRS, setting up easy payment plans, and finding ways to reduce your debt. Take back control of your money today.

Wage Garnishment Attacks Your Paycheck!

Picture this: You open your paycheck, expecting the usual amount, only to find a significant chunk missing. Your heart sinks as you realize your wages have been garnished. But what does this really mean for you?

Wage garnishment is a legal process where a portion of your earnings is withheld by your employer and sent directly to a creditor or government agency.

So, what happens when your wages are garnished?

Less take-home pay: The most immediate and obvious impact is a smaller paycheck. Depending on the type of debt, up to 25% of your disposable earnings could be taken.
Financial strain: With less money coming in, you might struggle to cover your basic living expenses. Suddenly, that morning coffee or weekend movie feels like a luxury you can't afford.
Credit score hit:Wage garnishment often follows other collection attempts, meaning your credit score has likely already taken a beating.
Limited options: Once garnishment starts, it's challenging to stop. You'll need to act fast to explore your legal options or negotiate with creditors.

But it's not all doom and gloom.

Understanding wage garnishment is the first step to taking control. Remember, wage garnishment is a wake-up call, not a life sentence. It’s an opportunity to reassess your finances, seek help, and start rebuilding your financial health.

It All Starts to Add Up—And You Realize

You Have Unpaid Taxes
You’ve Ignored Collection Notices
You’ve Been Subject to Strict Tax Audits
You’ve Had Major Tax Liens Filed Against You
You’ve Fallen Behind on the Credit Card Payments
You’ve Faced Bankruptcy Proceedings Multiple Times
You’ve Engaged in Business Ventures with Unpaid Debts

Don’t Let Debt Control Your Life!

If you identify with any of the situations above, it’s time to act. Schedule a complimentary consultation with a wage garnishment attorney to:

Don’t wait—your financial freedom starts with a single call!

Ways Irina's Tax Can Help You Stop IRS Wage Garnishment

Whether you’ve received your first or final IRS notice, you have options to stop the IRS from seizing your income. Here are six ways Irina’s Tax can resolve your tax troubles:

Change Your Employment to Temporarily Halt Wage Garnishment

Switching jobs can temporarily stop garnishment, but the IRS will eventually catch up. Irina’s Tax can help you understand this option’s limitations and find more lasting solutions.

File an Appeal Against IRS Wage Garnishment

Dispute the amount owed? File an appeal within 30 days of the IRS notice. Irina’s Tax ensures your appeal is filed correctly, giving you a chance to contest the garnishment.

Apply for an Offer in Compromise

If you can’t afford to pay in full, the IRS may reduce your debt through an Offer in Compromise. Irina’s Tax helps you qualify and stops wage garnishment while your application is reviewed.

Seek a Financial Hardship Exemption

Prove that garnishment causes extreme financial hardship, and the IRS may forgive your debt. Irina’s Tax will gather the necessary evidence to protect your income.

Set Up an Installment Plan with the IRS

Pay your debt over time with an IRS installment plan. Irina’s Tax negotiates on your behalf, ensuring the IRS halts wage garnishment as you make monthly payments.

Consider Bankruptcy (if needed)

Bankruptcy can discharge tax debt but should be a last resort. Irina’s Tax evaluates your situation, guiding you through the process while stopping wage garnishment.

Irina Dergachev offers her expert services nationwide, including wage garnishment Massachusetts, ensuring that clients across the country have access to the support and guidance needed to regain control over their finances.

What Sets Irina Dergachev Apart?

In-Depth Knowledge of Tax Law

Having a solid grasp of tax law is essential for effectively addressing wage garnishments. With Irina Dergachev's ongoing Master's degree in Taxation, she stays updated on current regulations to provide accurate guidance.

Proven Experience in Tax Resolution

With 14+ years of experience in personal and business taxation, she has successfully handled numerous cases involving wage garnishment and tax issues. Irina excels in tax accounting, providing effective solutions to challenging financial problems.

Strong Representation Before the IRS

As a qualified enrolled agent, a renowned attorney for wage garnishment, and a member of the National Association of Enrolled Agents (NAEA), Irina can represent you directly before the IRS. This ensures your interests are prioritized and your financial matters are handled professionally.

Personalized Financial Strategies

She recognizes that each situation is unique. Our tailored strategies focus on your specific needs to help you achieve financial recovery and prevent future issues. Our expertise in financial reporting allows us to create clear and actionable plans for our clients.

Comprehensive Understanding of Financial Documentation

She specializes in preparing and reviewing necessary financial documents, leveraging Irina's expertise in bookkeeping services to ensure compliance and effective communication with the IRS to resolve your garnishment swiftly.

FAQs

Why is my paycheck being garnished, and what can I do about it?

Your paycheck may be garnished due to unpaid debts such as taxes, child support, or loans. I will help you understand the specific reasons behind the garnishment and work with you to explore options to resolve the issue effectively.

How will wage garnishment impact my ability to pay bills and support my family?

Wage garnishment can significantly reduce your take-home pay, making it challenging to cover essential expenses like rent, utilities, and groceries. I will help you assess your financial situation and create a plan to manage your obligations while protecting your family’s needs.

What options do I have to stop wage garnishment immediately?

There are several strategies to halt wage garnishment quickly, such as negotiating a payment plan or challenging the garnishment in court. I will guide you through the necessary steps to stop the garnishment as soon as possible and regain control of your finances.

Can wage garnishment affect my credit score or future job opportunities?

Yes, wage garnishment can negatively impact your credit score and may raise concerns for potential employers. I will explain how these implications work and help you take steps to improve your credit profile and job prospects.

What can I do if I can’t afford the amount being garnished from my paycheck?

If the garnishment is causing financial hardship, there may be options to reduce the amount being taken from your paycheck. I will assess your individual circumstances and recommend effective solutions to ease the financial burden.

How can Irina help with wage garnishment issues?

Irina can negotiate with creditors and the IRS to reduce or eliminate wage garnishment. She works to protect your income and reduce financial stress by finding the best possible resolution for your situation.

Is there a way to appeal or contest a wage garnishment order

Yes, you have the right to contest a wage garnishment order if you believe it was issued in error or if it poses an undue hardship. I can assist you in preparing your case and represent you throughout the appeal process to protect your interests.

Ready to move forward with your finances?

Let’s chat about how we can help with your accounting and tax needs. Just pick a time that works for you, and we’ll meet to discuss your goals.

Wage Garnishment

Draining Your Paycheck?
Get Help Now!

Wage Garnishment Attacks Your Paycheck!